Risk Analyst

Permanent employee, Full-time · Luxembourg

About Vivid

At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances—all tailored to your lifestyle.

For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations.

Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality.

Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially.

About The Role

Vivid Money S.A. (as a part of the Vivid Money Group) is our electronic money institution, which is registered and licensed in Luxembourg. We provide payment services both in the B2C and B2B segments. We operate from our Luxembourg headquarters under our own EMI license.

Your Mission

Support the Chief Risk Officer in establishing and maintaining the risk management framework.
Identify and assess risks in changes to the company’s products, processes, and systems.
Conduct product and third-party risk assessments.
Maintain, analyze, and aggregate risk information for inclusion in senior management risk reports.
Assist in the creation and updating of internal risk management policies and procedures.
Monitor adherence to the Risk Appetite Framework, risk indicators, and SLAs.
Follow up on the implementation of corrective actions.

Your Profile

Bachelor's degree in Business, Finance, Risk Management, or related fields (preferred).
2-3 years of experience in financial services, operational risk, audit, advisory services, or product management.
Knowledge of financial products, the payment industry, and regulatory requirements from the CSSF, as well as PSD2 and DORA..
Analytical mindset with attention to detail and the ability to translate complex details into a broader context.
Strong execution and project management skills, with the ability to manage multiple time-sensitive tasks.
Good command of ticketing tools (e.g., JIRA) and solid foundation in data management, including handling datasets.
Ability to deliver results in a dynamic, fast-paced environment.
Strong interpersonal and communication skills.
Fluency in English is essential; French/German is beneficial.

Why Join Vivid?

We have a hybrid model in Luxembourg.
Competitive salary and benefits package.
Real growth prospects, significant responsibility, and the ability to make an immediate impact from day one.
Participation in our Stock Options Program allows you to share in the company’s success.

Enhance your expertise and shape the future of FinTech. Join Vivid's talented team and help us revolutionize how people think about their money!

Apply for this job

Your application

Thank you for your interest in joining Vivid! Please fill in the following short form in order to finish your application. Should you have any difficulties in uploading your files, please contact us by mail via hr-eu@vivid.money.